For insurance & reinsurance nature-based-solutions desks
Trigger-data and integrity verification for parametric nature-based.
Built for the parametric-nature-based pricing teams at Munich Re, Swiss Re, AXA Climate and the Lloyd's syndicate carriers. Peril-specific biophysical priors at submission. Hard-coded parametric triggers at bind. Forensic claims packs at settlement. All on one evidence graph.
Your underwriting reality
Nature covers grew 4×. Pricing is still by analogy.
Reinsurer nature-based-solutions desks are quoting parametric forest-fire, restoration-permanence and biodiversity-credit covers on tariffs largely set by analogy. The Munich Re biodiversity desk, Swiss Re Biodiversity Index, AXA Climate IDF Resilience Fund ($340M) and the Lloyd's specialty market have all expanded the offer, without a corresponding shift in the priors used to price them. The 2024–25 Allianz / SCOR / Swiss Re biennial nature-based reviews flag this explicitly: the data needed exists, but lives nowhere near the underwriter's desk.
AXA Climate IDF Resilience Fund, nature-based sleeve
Growth in nature-based covers, 2021–2024
Median forensic claim-recon cycle, today
Same recon, on the Kyroq evidence graph
How Kyroq fits your workflow
Quote. Bind. Monitor. Settle.
From slip to claim, the same evidence graph. Parametric triggers can be wired straight to the satellite read, so a permanence-reversal claim settles in days instead of months of forensic reconstruction.
QUOTE
Peril-specific priors at submission.
Fire return-period from 40-year satellite-derived burn-scar history. Drought stress from land-surface-temperature anomalies. Encroachment from the cattle-and-soy frontier model. Counterparty risk from cadastre signals. Each prior cited to source, version-pinned, citable in your slip.
BIND
Parametric triggers, hard-coded.
For permanence and parametric covers, the trigger fires off the same satellite read the broker used to quote, auditable, deterministic, no broker-side dispute. Aligned to TNFD LEAP-FI and NGFS Phase 1 physical-risk scenarios.
MONITOR & SETTLE
Continuous re-underwrite. Days, not months.
The cover is re-read weekly while in force. At claim: the agent assembles the forensic pack, pre-loss imagery, loss-event imagery, peril attribution and quantum, in days. The 4-to-9-month forensic claim-recon cycle compresses to 2 weeks.
Designed for teams like
Carriers we're built around.
The product specification is calibrated for the seats below — the recurring archetypes inside the parametric-nature-based pricing market. Kyroq is shaped to the slip-to-claim cycle of each, and we configure the engagement around the specifics of your team.
GLOBAL REINSURER · BIODIVERSITY DESK
The reinsurer-biodiversity-desk seat.
Dedicated biodiversity-desk underwriter. Parametric nature-based pilots across LATAM and southeast Asia. TNFD LEAP-FI input at submission.
GLOBAL REINSURER · BIODIVERSITY INDEX
The biodiversity-index seat.
Index-methodology owner at a tier-one reinsurer. Aligned to TNFD LEAP and the emerging IAPB biodiversity-credit principles.
CARRIER · CLIMATE-RESILIENCE FUND · $300M+
The resilience-fund seat.
Investment-disaster-fund vehicle. Parametric covers across nature-based and climate-resilience portfolios. NGFS Phase 1 physical-risk alignment.
SPECIALTY · LLOYD'S SYNDICATE
The Lloyd's-specialty seat.
Specialty parametric and project-finance syndicate underwriter. Nature-based lines under product development.
Customise Kyroq around your nature-based book.
Every desk's peril-prior stack, parametric-trigger logic and forensic-claims cycle sits differently. We work with a small number of partners on the shape of each engagement before scope and timeline are set. The first conversation is a scoping call: bring a product under development or a claim under reconstruction. We respond within 48 hours.